Lending Discrimination


Psalms 72:4

He shall judge the poor of the people, he shall save the  children of the needy, and shall break in pieces the oppressor.

What is lending discrimination?

In Mortgage Lending:

It is illegal discrimination to take any of the following actions

based on race, color, religion, sex, disability, familial status, or national origin:

Refuse to make a mortgage loan or provide other financial assistance for a dwelling

Refuse to provide information regarding loans

Impose different terms or conditions on a loan, such as different interest rates, points, or fees

Discriminate in appraising a dwelling

Condition the availability of a loan on a person’s response to harassment

Refuse to purchase a loan


Princess Ada Israel's credit report, income or debt did not change in the 23 days of searching for a loan.


Mortgage Calculator

Cliff Bostrom  Division Manager, East Coast Capitol

5018 Pine Creek Drive Suite A Westerville, Ohio 43082

High Interest rate compared to the credit report/score and debt to income.

. Customer service issues.  January 1,2020

Norma Henshaw    ,Armed Forces Bank

10000 College Blvd, Suite 140 Overland Park, KS 66210

Princess had a checking account in good standing  for many years with this bank.

Denied claiming she could not pull a credit report.

Customer service issues.  January 9,2020

Adam Rose Vice President Ohio Western Mortgage

733 Fair Rd. Sidney, Ohio 45365

Higher  Interest rate than the first compared to the credit report/score and debt to income.

Customer service issues . January 10,2020

Jeremy Tailford Nations Lending

Madeline Larson

Garret Silva  Business Development Manager

4 Summit Park Drive, Suite 200, Independence, Ohio, 44131

Highest  interest rate than the second lender compared to credit report./score and de

Customer service issues . January 20,2020

President/CEO Brandon Brown

Christina Newhouse

American VA Loans

20422 Beach Blvd. Suite 105 Huntington Beach, CA, 92648

Best interest rate overall  dropped lower than the first Lender.

Customer service issues.

Email were sent to Brandon after the loan closed he never responded. January 23,2020


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